HomeAboutRSSGreat information at your fingertipsWays To Repair Your Damaged Credit Scoreadmin, 28 June 2013, Comments OffCategories: FinanceTags: credit card, credit counselor, credit score, interest rates            Bad credit will make so many projects out of your reach. It can take take away choices and stop you from enjoying wonderful opportunities. Read on for some ways to fix your credit and reclaim your life.When your credit is so bad that you can’t get a ‘regular’ credit card, a secured one will help you to repair your credit. Most likely, a secured credit card will be easy for you to get, but you have to fund the credit account before you purchase so the bank knows that you won’t miss any payments. If you get a new card and use it responsibly, it will help to improve your credit score.To avoid paying too much, you can refuse to pay off huge interest rates. When a creditor hits you with incredibly high interest rates, you may have a case for negotiating to a lower amount. However, when you signed up for the line of credit you also agreed to pay the interest. The only way you are legally able to sue the creditors is if you are able to prove that your interest rates are much too high.Stay in touch with credit card companies if you wish to repair your score. Avoid collection to improve your credit score. It is perfectly appropriate to call and request an adjustment to your interest rate or to push back a payment date if needed.Credit CounselorAlways do research before contracting a credit counselor. Many may have ulterior motives, so make sure you are not being duped. Some companies you may find are outright scams. Be a wise consumer by checking whether or not the credit counselor you are going to deal with is legitimate.If an action can result in imprisonment, draw the line. Creating a new credit score or using a different identity seem like easy solutions but bad credit is not worth taking this kind of risks. These scams are not legal and there will be repercussions. The legal consequences are expensive, and you might be sentenced to jail.Before you agree to enter a debt settlement, learn about what happens to your credit as a result of it. Some settlement agreements can actually be bad for your credit score, so be wary and do your homework. Creditors are only trying to get the money that you owe them and could care less how that hurts your credit score.These tips will help you on your way. You can repair your credit issues and enjoy a brighter, more financially sound future. Time learning how to repair your credit, means a great future with many transactions since you will have a good score.credit repair for veteransStay Ahead Of Everyone Else With This Employment Adviceadmin, 28 June 2013, Comments OffCategories: CareerTags: cover letter, email address, everyone else            Many people come up with reasons to moan about their jobs and then they don’t have one any more. Then they realize how lucky they we