HomeAbout UsOur StaffWho We AreOur Commitment To YouSupport CenterGet StartedTicket AdministrationResourcesPayment CalculatorAmpac News2014 Faith Based SummitFixed rate financingLow down payment, as low as 10% Long terms, 20 years, no balloon paymentYou pay us NOTHING!SBA fees financed within the loan We understand that "life happens"  We advocate for you throughout the process We're here for YOU!Over 200 Million Dollars FundedCreating over 200 California Jobs in just 5 years!We  Get To The Yes!For promising, growing businesses  Make AMPAC your FIRST CALL! CALL US TODAY 909-915-1706›‹1234Start a New BusinessBuy Commercial Real EstateAcquire An Existing BusinessBuy New EquipmentTenant ImprovementsGet Working CapitalThe Real 504 Loan+A Real Estate Advantage Loan (also known as a REAL or 504 Loan) is a 10-percent down, fixed-rate, long-term loan designed to expand capital access - filling a market gap in long-term financing for America's small businesses.  Since it is fixed-cost and long-term as well as SBA-backed, the 504 is one of the best financing options available for small business owners today.Why Get a Real 504?1.  OWN YOUR BUSINESS, OWN YOUR LIFEAn entrepreneur paying down a REAL loan rather than throwing that same money away on rent means investing in his or her personal and business’s financial future. Once the building or machinery is paid off, a business can enjoy the same revenue without paying a monthly property expense or may even rent the space out to other businesses for a profit.2.  VALUEWith a REAL loan, an entrepreneur can purchase his or her business’s real estate or machinery. He or she then gets the tax benefits and appreciation on the real estate while locking in occupancy costs for 20 years. 3.  LOW DOWN PAYMENTAs an entrepreneur, you know the importance of liquidity. With financing available for up to 90 percent of project cost, the REAL loan offers a 10 percent down payment (compared to 25 or 30 percent through a traditional bank), enabling the entrepreneur to conserve working capital.4.  GOVERNMENT BACKEDThe SBA (Small Business Administration) created this program to increase the accessibility of business property loans to entrepreneurs, helping enhance the economic health of local communities. 5.  LOW FEESAMPAC encourages interested small businesses to compare REAL loan fees to fees of other loan options on the market, including other SBA-backed loans such as the popular 7(a). What you will find is that 504-loan fees are the lowest on the market, and may be reduced further if the interested entrepreneur is a female, veteran or franchise unit owner. Find out more about these strategic initiatives to further reduce fees. 6.  LONG TERM FINANCINGThe REAL loan means 20-year, fully amortized financing. This enables a small business owner to pay for a facility over the long term while avoiding risky loan call provisions typical of traditional lenders. 7.  COMPETITIVE INTEREST RATESThe 504-loan boasts low interest