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Health Benefit Services is an independent agency, specializing in providing a full range of health, dental, vision and other benefit products from leading insurance companies.  Through broker affiliations, we also offer complete life, investment, and property/casualty services.  Whether your needs are business or personal, group or individual, HBS has experts on staff to address and solve the problem.
Our goal is to serve as a "partner" with our clients: Advising on insurance issues, watching the market for products and better values, handling claims questions and other routine matters.  This allows our clients to concentrate their time and energy on running their business.
We accomplish the above through a system combining modern technology with good old-fashioned service.  Your personal agent directly services your account, from answering questions to understanding and addressing your specific needs.  A team of product specialists is behind your agent, staying on top of the complex and ever-changing insurance market.  And a full time support staff takes care of the day-to-day aspects of your insurance coverage.  For fast service, please contact us toll free at 1-800-347-8984.
To provide a range of options, and ensure you get the best insurance value, we represent a large number of insurance companies.  Each is carefully scrutinized for financial strength, quality of products, and claims payment practices before we agree to offer their product line.
Our commitment to you:
Service:  We will assist you and your employees in resolving claims problems and handle other benefits questions and issues.  We will provide you with our toll-free number, your Account Manager’s business card for each of your employees, and bulletin board posters to create awareness of our service availability.
Market Knowledge:  We will keep you current on new ideas and concepts in the benefits arena, to help you control costs while retaining valued employees.  We will evaluate all viable carriers when seeking quotes for your coverage.
Compliance Expertise:  We will advise you on insurance compliance issues such as COBRA, HIPAA, coverage mandates, etc.
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