HomeAbout MeContact MePrivacy PolicyCredit Card DebtNavigation MenuWhy Non-Profit Debt Consolidation is the Way to GoPosted  by Catherine on Dec 21, 2013 in Credit Card Debt | 0 commentsThere are both non-profit and for-profit debt consolidation providers, and it may be difficult to choose which option to go with. While every situation is different, many people find that non-profit debt consolidation is a more effective way to meet their needs.Designed to Help PeopleNon-profit organizations are founded out of a desire to help people and communities. They can provide affordable services because they are not beholden to shareholders or executives who want to make a profit. This means that all the money they make goes right into helping customers.More Affordable RatesDebt consolidation services from a non-profit company charge a small fee each month. Because non-profit companies don’t make a profit, they can afford to keep their fees low, which directly benefits you.Counseling ServicesNon-profit debt consolidation providers also offer other non-profit services such as credit counseling. By signing up for debt consolidation, you can also gain access to these other invaluable services to help with your financial situation.Better Customer ServiceNon-profit debt consolidation providers put their customers first. This results in customer service that is geared towards helping customers find solutions to their problems. Each problem has a unique set of concerns, and non-profit customer service agents will work with you to find a unique solution that fits your household income, expenses and debt level.Lasting RelationshipsNon-profit companies seek to develop lasting relationships with their customers to the point that it feels more like a community than a business transaction. This is hard to quantify, but the feeling of working with a debt consolidation provider may just provide you with more relief.Respected Partners in the Lending CommunityThere are many large, robust non-profit consolidation agencies that do a lot of business with lenders and have become respected partners in the lending community. The more business a debt consolidation company does, the better rates it is likely to get.While it is important to do your homework and make sure that the non-profit company has good financials and a strong track record of success, the truth is that a non-profit can get results that are just as good as, if not better than, a for-profit company.read moreDebt Help – How to Improve Your Credit ScorePosted  by Catherine on Dec 17, 2013 in Credit Card Debt | 0 commentsEverywhere you turn, people are saying you need to improve your credit score. Is improving your credit score really that important? It’s not life-or-death, but it is worth thinking about if you want to qualify for loans with favorable rates in the future. And better rates can go a long way towards helping you with your debt problems. Here are some things you can do to push your sco