网站综合信息 www.affinityonefcu.org
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    • Affinity One Federal Credit Union 545 East Second Street Jamestown, New York 14701 (716) 483-2798 .  
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    • 域名年龄:18年11个月13天  注册日期:2007年02月23日  到期时间:2016年02月23日
      邮箱:jdeangelo  电话:+1.7164832798
      注册商:Network Solutions LLC (R63-LROR) 
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    • IP:206.188.192.180 同IP网站6个 详情
      地址:美国 弗吉尼亚州赫恩登镇Network Solutions公司
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    域名注册Whois信息

    affinityonefcu.org

    域名年龄: 18年11个月13天
    注册时间: 2007-02-23
    到期时间: 2016-02-23
    注 册 商: Network Solutions LLC (R63-LROR)
    注册邮箱: jdeangelo
    联系电话: +1.7164832798

    获取时间: 2011年10月10日 07:26:15
    Domain ID:D140247582-LROR
    Domain Name:AFFINITYONEFCU.ORG
    Created On:2007-Feb-22 22:30:22 UTC
    Last Updated On:2011-Sep-21 19:50:35 UTC
    Expiration Date:2016-Feb-22 22:30:22 UTC
    Sponsoring Registrar:Network Solutions LLC (R63-LROR)
    Status:CLIENT TRANSFER PROHIBITED
    Registrant ID:41531365-NSI
    Registrant Name:Affinity One Federal Credit Union
    Registrant Organization:Affinity One Federal Credit Union
    Registrant Street1:545 East 2nd Street
    Registrant Street2:
    Registrant Street3:
    Registrant City:Jamestown
    Registrant State/Province:NY
    Registrant Postal Code:14701
    Registrant Country:US
    Registrant Phone:+1.7164832798
    Registrant Phone Ext.:
    Registrant FAX:
    Registrant FAX Ext.:
    Registrant Email:jdeangelo
    Admin ID:51864833-NSI
    Admin Name:Affinity One
    Admin Street1:545 East Second Street
    Admin Street2:
    Admin Street3:
    Admin City:Jamestown
    Admin State/Province:NY
    Admin Postal Code:14701
    Admin Country:US
    Admin Phone:+1.7164832815
    Admin Phone Ext.:
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    Admin FAX Ext.:
    Admin Email:jdeangelo
    Tech ID:41531365-NSI
    Tech Name:Affinity One Federal Credit Union
    Tech Organization:Affinity One Federal Credit Union
    Tech Street1:545 East 2nd Street
    Tech Street2:
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    Tech City:Jamestown
    Tech State/Province:NY
    Tech Postal Code:14701
    Tech Country:US
    Tech Phone:+1.7164832798
    Tech Phone Ext.:
    Tech FAX:
    Tech FAX Ext.:
    Tech Email:jdeangelo
    Name Server:NS89.WORLDNIC.COM
    Name Server:NS90.WORLDNIC.COM
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    抓取时间:2012年02月10日 04:49:58
    网址:http://www.affinityonefcu.org/
    标题:Home | affinityonefcu.org
    关键字:
    描述:Affinity One Federal Credit Union 545 East Second Street Jamestown, New York 14701 (716) 483-2798 . HOURS OF OPERATION Mon-Wed: 8:30 AM - 4:00 PM …
    主体:
    Home
    About Membership
    Our Staff & Board
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    Consumer Loans
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    LOGIN WEB BANKING
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    Affinity One Federal Credit Union
    545 East Second Street
    Jamestown, New York 14701
    (716) 483-2798  
    HOURS OF OPERATION
    Mon-Wed: 8:30 AM - 4:00 PM
    Thurs-Fri: 8:30 AM - 5:30 PM
    Sat: 9:00 AM - Noon
    Closed Presidents Day!
    OneUp Side - Info that saves you $$$$$$$.
    Better Banking…Your Credit Union Can Do That!
    At a time when banks are making record profits and consumers are paying higher fees, many people are searching for a bank that will help them save money as well have easier access to money.
    At first glance, there may not seem to be much difference between credit unions and banks, although many people believe the only way to join a credit union is through an employer, which is not the case. Both banks and credit unions  offer  similar products and services.  However, there are some crucial differences that set the two apart.
    A key difference is that a credit union is a not-for-profit financial institution that is owned by its members (customers are actually “members” of the credit union).  Since they operate as a not-for-profit institution, they can offer higher rates on savings and lower rates on loan products.
    Credit unions are member focused.  The credit union is a cooperative, which means that it is owned and operated by its members. Contrary to banks, who are owned by stockholders and are profit driven.  The initial deposit into a member account gives you part ownership in the credit union and a say in the credit union decisions. 
    The credit unions strategic direction and policies are carefully managed by a board of directors who are elected by the membership and serve as unpaid volunteers.  Election to the board is open to any member in good standing that would like to run. Today, people just like you and I are serving on credit union boards.
    Member deposits are insured to at least, $250,000.00 by the U.S. Government.  Just as the banking industry is monitored by the FDIC (Federal Deposit Insurance Corporation), the credit union industry is monitored by the NCUA (National Credit Union Administration).  The NCUA are regulators of credit unions and guarantees deposits in credit unions.  Every year credit unions undergo audits by the NCUA to make sure they are following all of the regulations and guidelines set forth by the federal government.
    Because credit unions have a member focused philosophy, they are more willing to work with you even if a member has a troubled financial past.  Since big banks process thousands of loan applications per month, they streamline the process by setting requirements on income, credit scores, and deposits.  If you don’t meet these requirements, you are simply declined by some unknown person in a centralized underwriting area.  Credit unions have professional loan officers, making and communicating loan decisions face to face.
    As so many pe

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