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Choosing a Reverse Mortgage: is a fixed-rate HECM right for you?
A reverse mortgage is a type of loan that allows homeowners age 62 and over to convert their home equity into cash. And unlike other types of home equity-based loans, monthly mortgage payments are not required.* Most reverse mortgages have adjustable interest rates that vary according to market conditions. But many consumers don’t realize that fixed-rate reverse mortgages are also available.
Georgia has third-highest bankruptcy rate in U.S.
ATLANTA - One in 50 Georgia households declared bankruptcy in 2009 between January and November, leaving the state with the third-highest personal bankruptcy rate in the nation.
PlainsCapital Mortgage Experts offer potential home buyers help
Industry changes and dramatically different perceptions of risk have changed Fannie Mae and Freddie Mac pricing adjustments several times in the past six months. Today, more than ever, potential mortgage customers must work with experienced mortgage professionals to avoid the “one size fits all” approach to mortgage lending.
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Georgia has third-highest bankruptcy rate in U.S.
ATLANTA - One in 50 Georgia households declared bankruptcy in 2009 between January and November, leaving the state with the third-highest personal bankruptcy rate in the nation.
Your Company's Credit
More than one aspiring filmmaker tells the story of completing a first film project with a little gumption and a maxed-out credit card. Believe it or not, starting a business isn't much different. Small business owners rely on credit, both for getting their businesses off the ground and for keeping them afloat -- though most entrepreneurs will tap more resources than a single piece of plastic.
Small Business Investment Corporations
Small business investment companies (SBICs) supply equity capital, long-term loans, and management assistance to qualifying small businesses. They are privately owned and operated, and use their own capital as well as funds borrowed from the US Small Business Administration. While they are profit-seeking enterprises, SBICs select small businesses to be financed within the rules and regulations set by the SBA - therefore, only firms defined by the SBA as "small businesses" are eligible for SBIC financing.
Despite law, bankruptcies surge
RALEIGH, North Carolina - The number of U.S. businesses and individuals declaring bankruptcy is rising with a vengeance amid the recession, despite a three-year-old federal law that made it much tougher for Americans to escape their debts, an Associated Press analysis found.
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