All Our Karsten Manufacturedand Modular Homes are Built in New Mexico!Call Today!  Homes Direct Modular Pricing is at its Lowest Cost per sq. ft. that it's ever Been!Map   |   Our Staff   |   Models   |  Choose an Exterior Style & Color Scheme   |   FAQ's   I  Contact UsWe are open 7 days a week.  8:30-6:00 M-F,  9:00-5:00 Sat., & 11:00-4:00 Sun.. We keep 10 Models on display at all times at our sales office and now offer Off-Frame Modulars!Your Custom Designed HomeThe majority of our business here at Homes Direct is helping people build their custom homes. You may be thinking "Yes, but it's not a site built home" and you're right it's not, it's better in many ways. For example, our homes are built on well insulated wooden sub-floor, not on cold hard concrete. Manufactured and modular homes are also built in a controlled environment and inspected daily by an on-site HUD inspector. So if you haven't seen our 864 to 5,000 square feet custom homes you're in a for a big surprise.When finished you will enjoy a completely custom manufactured or modular home on a property located wherever you want and financed through any source you choose.FHA / VA / Conventional / Native American / HUD-184 Loans & In-House Construction Loans. Briefly - here's how it worksFirst of all there are three main components 
that account for the total costs; property, home and site preparation.
Property
Most people buy their property 
at the time they buy their home. For those of you who don't have your 
property, we have several realtors specializing in land purchases who would 
be happy to assist you in your land search. Those of you who already 
have property for your home may use the equity as your down payment 
for your land/home loan package.
Manufactured and Modular Homes
Our homes range in size from 
500 square feet up to 5,000 square feet. The amenities 
(options) that may be added to the homes include upgrades to carpet, 
kitchen cabinets, appliances, corian or granite counter tops,  clerestory 
windows, skylights, stucco,m log siding exteriors, and 
many many more.
Site Preparation
Site prep consists of bringing all utilities to the home and may 
include some or all of the following; foundation, garages, drive ways, 
walk ways, septic systems, water meters, water wells, porches, decks 
and more. To make sure the site work meets the needs of your new home 
our in-house construction coordinator will go over all aspects of your site 
design.
Financing 
We Specialize in 
All Mortgages - FHA – VA – 
Conventional and Native American HUD-184, lenders of your choice.
Homes Direct also offers In-House Construction Loans. Once the costs for all three components are 
completed, the financing can move to it's final stages which includes an 
appraisal on the project. More often than not the appraisal will indicate a 
value on the package at more than your total costs for the property, home 
and site preparation. 
Summary 
Over the years we've 
mastered the proce