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    抓取时间:2015年03月24日 02:19:48
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    Financing Your Used Car: The Basics
    June 22nd, 2013    7 Comments »
    Purchasing a brand new car is not a piece of cake; as a result many people procure brand new cars.  But, note that you have to factor in the financing when you opt for a used car.  Just in case you don’t know, a new car is more economical to finance than a new car.
    It’s easy to spot a lender’s nervousness when approached to finance a used vehicle.  However you will get affordable rates on auto loans by sorting out your financing before going shopping. It doesn’t stop there; your rates can get even better if you make a deposit of 10% or more and get a vehicle merchant who will help you while shopping.
    Don’t go into used car financing without proper consideration of the terms of contract. These terms of agreement will state when the buyer must pay for the car in full.
    If the loan period is longer, the interest will be spread out in an even fashion and you will pay less each month.  It’s sure that with longer term payments, a buyer is prone to paying interest totaling a huge sum that is significantly higher than what the car is worth.  You won’t have to endure this if you choose a shorter term loan but you will have to pay more each month.
    When buying used cars, the APR (Annual Percentages Rates) is very useful to finance buyers and managers to enable them compare the cost of loans and discuss interest rates. The total sum of payments, the deposit paid in by the the amount and buyer given for financing by the car dealership are to be included in the used car finance contract.
    The financial implication of buying the car in credit or in cash will also be included in the finance contracts.  The car title remains with the dealer until the buyer has paid everything he owes.  The consequence of a buyer’s failure to keep up with the monthly bills is the dealer’s repossession of the car.
    Thinking of buying a Used Car?
    June 20th, 2013    4 Comments »
    I know you are thinking of saving money with your decision to buy a used car, but it’s important for you to know that if you don’t know what you are doing, you will end up spending even more, at the end of the day. That is why you should ask a few questions around about used cars before buying one. Most importantly, if you haven’t driven a car before, you want the input of someone who has been around quite a bit. It would be invaluable. There are important questions that you need to ask and answer before going ahead to buy a used car. For example – what kind of car do you have in mind? What make is the car you want? What condition do you want the car to be in? What is the price range you are prepared to haggle with? These and more are questions you need to have answers to about used car before buying, before making the offer to buy even. They are critical 

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