USAVA is a VA Approved Lender | NMLS ID 966439 | MB 09217031-888-842-0490Get a QuoteCompanyAbout USAVATestimonialsBlogVA LoansApply Now!VA Loan CentralVA vs. Traditional LoansThe VA Loan ProcessVA Loan EligibilityWhat is a VA Loan?My Veteran BenefitsNew Conforming Loan LimitVA Refinance (IRRL)ResourcesResource CenterLoan Programs and ProductsFHA LoansManufactured Home LoansDisabled Veterans BenefitsWhat Are My Veteran Benefits?Glossary of TermsWhat is a VA Loan?ContactPre-Qualify Me TodaySelect Type of LoanHome Purchase LoanHome Refinance LoanLoan AmountPlease Select OneUnder $100,000$100,000 to $200,000$200,000 to $300,000$300,000 to $400,000$400,000 or moreI don't have a budget yetProtected and SecuredUSAVA is a VA Approved LenderWelcome to USAVA LendingVA Loan AdvantagesVA Loan EligibilityRefinancing OptionsAt USAVA, we are proud to provide the highest quality home loans for veterans and active duty Military. Our loan specialists will assess your specific needs and ensure you take full advantage of the unique benefits reserved exclusively for veterans and active members of the US military.
Lower Payments
VA Loans provide competitive interest rates and no PMI which means lower monthly payments.

Easy to Qualify
The VA Loan Program provides opportunities to buyers that may not ordinarily qualify for standard financing options.

No Down Payment!
VA Loan Programs are one of the only lending options that require no down payment.
This is especially ideal for first time buyers that receive relaxed credit standards!
Whether your goal is to purchase a home or refinance to lower your monthly payment, our team is committed to helping you obtain an unbeatable VA loan with vigilant, caring customer service. Our excellent rating with the BBB and Business Consumer Alliance is proof of our dedication to our customers. 
Our VA Loan specialists are waiting to help you take advantage of these exceptional benefits.
Call us today to get started!
VA Loan Eligibility
Find out if you are eligible for a VA Loan today! USAVA Lending is here to help you determine your eligibility as well as answer any VA loan questions you may have. Our “A” rating from the Better Business Bureau means you can trust in our our quality products and our commitment to providing unbeatable customer service. You can be confident that our dedicated loan specialists will be with you every step of the way. 
We will assess your individual needs and goals and help to educate you on your VA loan benefits and the VA loan process. We are committed to helping you get the best rate possible with a smooth, low stress transaction. Whether you are refinancing an existing loan to dramatically lower your payments or are buying a new home, USAVA is the best choice for all of your lending needs.
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Eligibility for VA Loans includes one of the following:
You have served 90 consecutive days of active service during wartime
You have served 181 days of active service during peacetime
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