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Sign inSign upSend us a Message info@goodemi.comGive us a Call 919-993-1000Opening Hours Mon - Sat: 7:00 - 18:005263, Street No 5 Anand Nagar Ludhina,PunjabToggle navigationGoodemiBorrowInvestHow It WorksBorrowersInvestorBe a PartnerAbout us Our TeamAbout GoodemiOur Advisory BoardKnowledge NewsBlogFAQGoodemi is a Leading Peer to Peer Lending Platform in IndiaP2P Lending provides alternative investment option to Investors and affordable P2P loans to BorrowersPersonal Loan at Interest RatesStarting from 12%Borrowers can get Personal loans at attractive interest rates as we go beyond CIBIL and assess their profile based on 50+ parameters using our proprietary credit score model.Borrow NowInvestMonthlyPaymentsBorrow Easily, Invest SafelyHigh Returns for Investors upto 30% with Principal ProtectionOn our platform, investors can directly lend money to real people and earn high returns with principal protection in easy, secure and seamless manner, earlier only available to banks / NBFCs.Invest NowWhat is Peer to Peer Lending?Peer to Peer lending, also known as P2P Lending, is a financial innovation which connects verified borrowers seeking unsecured personal loans with investors looking to earn higher returns on their investments. Verified borrowers are listed on the P2P lending platform, Investors can see all the details about the borrowers before lending money to them. Investors have the option to lend small amounts to multiple borrowers to diversify their investments.Peer to Peer Lending is already a hugely successful model for alternate financing across globe. In India, P2P Lending is gaining traction at very fast pace and slowly becoming a very attractive investment option for investors. RBI has already taken a cognizance of this innovation and come up with a consultation paper to regulate this sector.How Money Works ×Investing in Stocks×Economics and-or Politics×Supply and Demand×How to Lend Money OnlineEnglish VideoHindi VideoGet Personal Loan OnlineEnglish VideoHindi VideoHow it WorkPeer to Peer Lending - Hassle Free and Smarter Way for Investors to Earn High ReturnsCreate Investor Account in MinutesPost registration; open an investor account by filling a simple online form and uploading your Pan Card copy and address proof to adhere to KYC criteria as set by the RBI. Your wallet will be credited with notional money of Rs. 50,000After registration.Review Pre-verified Loan ProjectsOnce registered you can review different P2P loans requested by borrowers. Goodemi has already assessed these loans using its proprietary credit score model and recommends interest rate and assigns risk category to each of the loans to make your InvestmentDecision simple.Invest in P2P Loans of Your PreferenceSelect and fund the loan projects as per your preference using money available in your wallet. You can start investment from just Rs. 5,000, however, you can fund maximum up to 20% of loanamount requested by Borrower. You will have to recharg
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